Hello,
This may be a bit long, so please bare with me! I've been in college off and on since I graduated high school in 2011. However, I will be attending my local community college for spring 2016 and moving forward. My goal is to become a vet tech and there are not many schools that offer it in my area. My best bet is a community college that is 3 hours away. With that being said, I will obviously have to live out there and off campus since this community college (along with most) do not offer any housing options. Ideally, I would like to move before fall 2016 semester to the new school to get settled and will do one semester there to finish two more basic classes (I'd rather pay out of district tuition for a couple of classes VS a full time student load since I'd gain residency after thirty days)
I was curious as to what my options were for financial aid at this new school? One of my friends went to an out-of-state university and told me she used loans and not to worry, but I know community colleges pay out a lot less. Obviously, my main concern is paying for rent, as I'm not sure how much a community college would give for housing. I do plan to work part-time, but that will not cover rent, utilities, and all of my other bills.
If it helps I am currently 23 years old (Will be 24 years old next year in November) and only qualified for an unsubsidized loan for spring 2016 since my mother and step-father make too much money. (I've never needed loans before due to help, but it is no longer an option) Would I be considered an independent students starting fall 2016? If so, would I be able to receive subsidized loans? I have no idea if dependency status would change the type of loans received, as I know they can definitely change the amount a little bit.
The program I plan to transfer into will not take all of my previous college credits- will my year status change for school and the amount I can receive in aid? For example, at my local community college I am considered a sophomore due to having over 30 credits. However, when I transfer the new school is only transferring the credits that are required. I hope that last question made sense!
Thank you.
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