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NYU Costs

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Hi, I'm an international student from the UK and I've been offered a place at NYU for this fall. I managed to get a scholarship but its much less than the overall cost of attendance. My mum is a single parent who has 4 kids and sadly doesn't have the money to just hand to pay for college. This really is the school of my dreams and my only other option (other than the extremely limited private scholarship applications for international students) is to apply for a student loan. At the moment it looks like I have to take out a loan of between $26,000- $42,000 per year to attend this school (depending on how much my parents are able to contribute). Since theres a possibility of being rejected for a student loan after the first year, would it be advisable to take out a loan for all 4 years first or do I have to take out 4 separate loans? Also does anyone please please please know of any good scholarship opportunities for international students?

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