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Is it my fault that I can't pay for college?

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I have a 2180 SAT score, a decent profile, and I know I'll get into good colleges. But the problem is...I am too rich for need based aid, and too poor to pay for college. I am an International student, who lives in India. Got a call from Cambridge for an interview. Family already has loans to be cleared. Now, need blind colleges won't take me. Maybe they would. When I was told 'you need a lot of certificates to apply to US and other unis abroad', I wasn't told, 'umm..just a sec, you need a lot of money too.' I was 15 back then. All this while, I've been working my ass off to get certificates. Then somebody tells me SAT is required too (I don't come from a very developed city which has many counselors, or sends many students abroad. Hardly 2-3 pursue UG abroad every year.). I study for that. I have already dreamed of being in a good college like UCLA, UCB, Cambridge, Oxford, and the Ivies. I tried contacting various counselors, and all of them say I have good chances of getting into them. Most of them won't give me aid. Out of the unis I am applying to, 30% are those, which I think will give me (but are very difficult to get into). Is it my fault? How do I face this situation? What do I explain to myself? That I should compromise? and for what? Is there any way out? Thank you so much.

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