Please help me get a grip on what I might be paying for my son to attend his #1 college choice. COA is $38k, our EFC is 27k, which leaves a financial need of 11k. Son would most likely qualify for an $18k merit based scholarship. Can anyone let me know, what is it that I "might" be paying out of pocket. I'm not sure where the $18k merit based scholarship gets deducted. Thanks so much for any input.
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